Hamilton County property record for 129 Ridgeside Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,556 sqft · built 1952 |
| Lot Size | 0.566 acres (24,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Jul 2026) |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I B 017 |
| Primary APN | 147I B 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,556 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,666 sqft (0.566 acres) |
| Lot Dimensions | 215 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079468 |
|---|---|
| Street Address | 129 RIDGESIDE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 13 14 SHEPHERD HILLS ADDN NO 1 PB 8 PG 31 |
| Legal Subdivision | SHEPHERD HILLS ADDN |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 3300 |
129 Ridgeside Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Hamilton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORPORATION |
| Jul 21, 2026 | Warranty Deed, Transfer M AND M TITLE INSURANCE, HON & KOPET TITLE |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | Jun 27, 2008 · Amount on File |
| Deed Document Number | 2026142 |
| Deed Book / Page | 14375 / 504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 13, 2026 |
| Property Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0000000273 |
| Book / Page | 14468 / 273 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 14468273 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0000000273, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 14468/273 |
| Instrument | 14468273 |
| Name | STANDARD MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 21, 2026 |
| Property Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0000000142 |
| Book / Page | 14375 / 504 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026142 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | M AND M TITLE INSURANCE, HON & KOPET TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $259,721.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000224 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 12388/942 |
| Instrument | 2021030900224 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 129 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0207000169 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 129 RIDGESIDE RD CHATTANOOGA TN 374111830, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0207000169 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 011902/000880 |
| Instrument | 200207000169 |
| Name | TRUIST BK |
|---|---|
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 129 Ridgeside Rd was $1,799, up 7.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,799.00 (+7.08%) | $118,725 (+58.04%) | $474,900 (+58.04%) Land $62,500 Building $412,400 |
| 2024 | $1,680.00 (-53.4%) | $75,125 (-) | $300,500 (-) Land $51,800 Building $248,700 |
| 2023 | $3,605.00 | $75,125 (-) | $300,500 (-) Land $51,800 Building $248,700 |
| 2022 | $3,605.00 | $75,125 | $300,500 Land $51,800 Building $248,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 129 Ridgeside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Ridgeside Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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