Rutherford County property record for 129 Reservation Dr, Spindale, NC 28160
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 1,690 sqft · built 1985 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,572 (2022) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1601708 |
| Primary APN | 1601708 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,690 sqft Gross Area |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Enclosed Porch |
| Porch Area | 16 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 23704 |
|---|---|
| Street Address | 129 RESERVATION DR |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1567 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | GC |
| Legal Description | GPIN:1529104581630000; RESERVATION DR |
| Legal Block | 1 |
| Legal Lot Number | 30R |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960600 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 129 RESERVATION DR, SPINDALE, NC 28160-1567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000470309 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 129 RESERVATION DR, SPINDALE, NC 28160-1567 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020173581 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 2017/3581 |
| Instrument | 201800004696 |
| Name | CAROLINA TRUST BANK |
|---|---|
| Type | Bank |
| Address | FOREST CITY, NC 28043 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $116,500 Land $61,000 Building $55,500 | $116,500 Land $61,000 Building $55,500 | |
| 2022 | $1,572.00 | ||
| 2021 | $1,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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