Hampden County and Chicopee City property record for 129 Reed St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1995 |
| Lot Size | 0.449 acres (19,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Jul 2016) |
| Tax Bill | $5,543 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 650-0030D |
| Primary APN | 650-0030D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 3,067 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,543 sqft (0.449 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 650-0030D |
|---|---|
| Street Address | 129 REED ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 811301 |
129 Reed St is owned and occupied by two individuals who bought it in July 2016.
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 REED ST, CHICOPEE, MA 01020-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 29, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on File |
| Deed Sale | Jul 8, 2016 · Amount on File |
| Prior Sale | Sep 1, 1995 · Amount on File |
| Deed Document Number | 201638968 |
| Deed Book / Page | 21256 / 79 |
| Transfer Doc | 0021256-79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 129 REED ST, CHICOPEE, MA 01020-2279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 025327-429 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 25327/429 |
| Instrument | 7506 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 29, 2026 |
| Property Address | 129 REED ST, CHICOPEE, MA 01020-2279 |
| Document Number | 026310-398 |
| Book / Page | 26310 / 398 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 202618636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 REED ST, CHICOPEE, MA 01020-2279 |
| Document Number | 0000018636, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 26310/398 |
| Instrument | 202618636 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.1% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 129 Reed St was $5,543, up 7.1% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,543.00 (+7.09%) | $363,700 (+6.53%) Land $131,200 Building $232,500 | $377,544 (+34.81%) |
| 2025 | $5,176.00 (+5.44%) | $341,400 (+2.65%) Land $116,100 Building $225,300 | $280,060 |
| 2024 | $4,909.00 (+4.76%) | $332,600 (+7.53%) Land $113,900 Building $218,700 | |
| 2023 | $4,686.00 | $309,300 Land $103,600 Building $205,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Reed St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Reed St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures