129 Ratliff Dr, Madison, MS 39110 Property Records

Madison County property record for 129 Ratliff Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,106 sqft · built 1993
Lot Size	0.344 acres (14,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,450 (Jun 2026)
Tax Bill	$787 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072D-17A-163/74`

Property Details

APN / Parcel Number

Primary APN	`072D-17A-163/74`
Alternative APNs	`072D-17A-163/74.00` `12462`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,106 sqft Adjusted Area
Gross Area	1,752 sqft
1st Floor Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,988 sqft (0.344 acres)
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12462
Street Address	129 RATLIFF DR
City	MADISON
State	MS
Zip	39110-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 ARBOR SQUARE SUB PART 3
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	ARBOR SQUARE PT 3
Legal Lot Number	31
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Madison County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 RATLIFF DR, MADISON, MS 39110-8960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Deed Document Number	20261053069
Deed Book / Page	4690 / 696
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 4, 2026
Property Address	129 RATLIFF DR, MADISON, MS 39110-8960
Document Number	0001053069
Book / Page	4690 / 696
Instrument Date	Jun 4, 2026
Instrument	20261053069
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 RATLIFF DR, MADISON, MS 39110-8960

Mortgage

Document Number	0001053070,
Date	Jun 4, 2026
Instrument	20261053070

Lender

Name	BANKPLUS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 (-42.17%) Homeowner's exemption	$14,255 (-)	$142,550 (-) Land $35,000 Building $107,550
2024	$1,361.00
2023	$1,361.00 Homeowner's exemption	$14,255	$142,550 Land $35,000 Building $107,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS, Verizon.

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