129 Ramas Ln, Arley, AL 35541 Property Records

Winston County property record for 129 Ramas Ln, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,656 sqft · built 1962
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2017)
Tax Bill	$1,212 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16799`

Property Details

APN / Parcel Number

Primary APN	`16799`
Alternative APN	`67 11 05 16 0 200 008.001`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	2,090 sqft
Finished Basement	1,080 sqft
Unfinished Basement	1,010 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1968
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Lot Dimensions	512 ft deep x 290 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	16799
Street Address	129 RAMAS LN
City	ARLEY
State	AL
Zip	35541-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR SE-NE S16 T11 R6 TH W 728.44 S 454.06TO POB TH S LY 101.4 SW 217.6 SW 512.7 TO 510 CONTOUR THE NLY 290.02 E 234.7
Legal Range	06W
Legal Township	11S
Legal Section	16
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3024
Census Tract	965503

Owner

129 Ramas Ln is owned by two individuals who bought it in June 2017.

Source: Winston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2910 SAYERS RD, FULTONDALE, AL 35068-1204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Book / Page	324 / 491
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Recording Date	Aug 20, 2026
Property Address	129 RAMAS LN, ARLEY, AL 35541-3577
Document Number	2026007411
Book / Page	2026 / 7411
Instrument Date	Jun 26, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RAMAS LN, ARLEY, AL 35541-3577

Mortgage

Document Number	2026007411,
Date	Aug 20, 2026
Book Page	2026/7411

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	129 RAMAS LN, ARLEY, AL 35541-3577
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	648/600
Date	Apr 20, 2020
Book Page	648/600

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Jun 26, 2017
Property Address	129 RAMAS LN, ARLEY, AL 35541-3577
Document Number	000324/491
Book / Page	324 / 491
Instrument Date	Apr 5, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 SAYERS RD, FULTONDALE, AL 35068-1204

Mortgage

Document Number	619/83
Date	Jun 26, 2017
Book Page	619/83

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 129 Ramas Ln was $1,212, up 5.1% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,212.00 (+5.12%)
2025	$1,153.00 (+6.96%)	$41,200 (+6.96%)	$412,900 (+7.2%) Land $172,100 Building $240,800
2024	$1,078.00 (+5.38%)	$38,520 (+5.42%)	$385,160 (+5.43%) Land $167,100 Building $218,060
2023	$1,023.00 (-0.2%)	$36,540 (-0.27%)	$365,320 (-0.27%) Land $167,100 Building $198,220
2022	$1,025.00	$36,640	$366,300 Land $167,100 Building $199,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Ramas Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Ramas Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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