129 Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 129 Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Rural Home
Lot Size	18.9 acres (827,565 sqft)
Owner	2 Individual Names on File
Last Sale	$903,400 (Nov 2024)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:13 B:11`

Property Details

APN / Parcel Number

Primary APN	`WEST M:13 B:11`
Alternative APNs	`M:013 B:11 L` `5006300`

Exterior

Lot Area	827,565 sqft (18.9 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	5006300
Street Address	129 POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1107
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	11
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1041
Census Tract	50901

Owner

129 Potter Hill Rd, a rural home, is owned and occupied by two individuals who bought it in November 2024.

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COREPLUS FCU
Mar 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 10, 2019	Executor's Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Book / Page	2024 / 15424
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 18, 2024
Property Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107
Document Number	2024-15424
Book / Page	2024 / 15424
Instrument Date	Nov 18, 2024
Instrument	2024-3893
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107

Mortgage

Document Number	0020243894
Date	Nov 18, 2024
Instrument	2024-3894

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Dec 1, 2034
Max Rate At Change	3%
Index	Other
Margin	3

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107
Document Number	2020-3831
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 POTTER HILL RD WESTERLY RI 028911107, WESTERLY, RI 02891-1107

Mortgage

Document Number	2020-3831
Date	Jul 15, 2020
Book Page	002020/013831
Instrument	13831

Lender

Name	COREPLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 25, 2020
Property Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107
Document Number	2020-5495
Book / Page	002020 / 005495
Instrument Date	Mar 18, 2020
Instrument	1295
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 POTTER HILL RD WESTERLY RI 028911107, WESTERLY, RI 02891-1107

May 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	May 10, 2019
Property Address	129 POTTER HILL RD, WESTERLY, RI 02891-1107
Document Number	2019-7490
Book / Page	002019 / 007490
Instrument Date	May 10, 2019
Instrument	1926
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 RIVERVIEW DR CHARLESTOWN RI 028134004, CHARLESTOWN, RI 02813-4004

Mortgage

Document Number	2019-7493
Date	May 10, 2019
Book Page	002019/007493
Instrument	1927

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 129 Potter Hill Rd was $6,056.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,056.00	$851,800 Land $283,800 Building $568,000
2023	$4,415.00 (+0.64%)	$458,900 (-) Land $211,700 Building $247,200
2022	$4,387.00	$458,900 Land $211,700 Building $247,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Potter Hill Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Potter Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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