129 Paddock Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 129 Paddock Dr, Nicholasville, KY 40356

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,123 sqft · built 1986
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$488,000 (Jun 2022)
Tax Bill$4,874 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN045-00-00-014.00

Property Details

APN / Parcel Number

Primary APN045-00-00-014.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,123 sqft Living Area
Basement Area1,493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area87,120 sqft
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address129 PADDOCK DR
CityNICHOLASVILLE
StateKY
Zip40356-9463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14A
Legal SubdivisionPADDOCK
Legal BlockA
Legal Lot Number14
JurisdictionJESSAMINE KY
Township / Civil DivisionNICHOLASVILLE
Census Block Group2
Census Block2001
Census Tract60104

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address129 PADDOCK DR, NICHOLASVILLE, KY 40356-9463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Mar 30, 2017Deed of Trust, Mortgage · ARM
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Document Number418760
Deed Book / PageD846 / 693
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJESSAMINE KY
Recording DateJun 29, 2022
Property Address129 PADDOCK DR, NICHOLASVILLE, KY 40356-9463
Document Number0000418760
Book / PageD846 / 693
Map ReferenceCAB 1 SL 34
Instrument DateJun 15, 2022
Instrument418760
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$488.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 BERRYTRACE, 133, CRYSTAL, KY 40336

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address129 PADDOCK DR, NICHOLASVILLE, KY 40356-9463

Mortgage

Document Number0000418761
DateJun 29, 2022
Instrument418761
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address129 PADDOCK DR, NICHOLASVILLE, KY 40356-9463
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000352768
DateMar 30, 2017
Book PageM1281/197
Instrument352768
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateApr 1, 2022
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change2.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,874.00 (-10.65%)$425,000 (-12.91%) Land $75,000 Building $350,000$425,000 (-12.91%) Land $75,000 Building $350,000
2023$5,455.00$488,000 Land $70,000 Building $418,000$488,000 Land $70,000 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNICHOLASVILLE WATER DEPARTMENT
serves 35,266 people · EPA ID KY0570315
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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