St. Johns County property record for 129 Oyster Catcher Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,786 sqft · built 2004 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Jun 2023) |
| Tax Bill | $11,316 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2022 Second Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 158571-3070 |
| Primary APN | 158571-3070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Living Area |
| Gross Area | 4,284 sqft |
| 1st Floor Area | 866 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 1,018 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 325 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 1,010 sqft |
| Deck Area | Deck Area |
| Patio Area | 874 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 129 OYSTER CATCHER CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 25/87-91 PELICAN REEF LOT 7 BLK 3 OR5770/1355 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | PELICAN REEF |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20500 |
129 Oyster Catcher Cir is owned and occupied by an individual who bought it in June 2023.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BARWICK BANKING CO |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Prior Sale | May 18, 2010 · Amount on File |
| Deed Document Number | 202343619 |
| Deed Book / Page | 5770 / 1355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 6, 2023 |
| Property Address | 129 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5373 |
| Document Number | 0057701355 |
| Book / Page | 5770 / 1355 |
| Map Reference | MB 25 PG 87-91 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023043619 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2421 OTIS STONE HUNTER RD, BUNNELL, FL 32110-4353 |
| Name | Verified Name |
|---|---|
| Address | 129 OYSTER CATCHER CIR, ST AUGUSTINE, FL 32080-5373 |
| Document Number | 0057701357 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 5770/1357 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5373 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5373 |
| Document Number | 0054721692 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 5472/1692 |
| Instrument | 2022006662 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 OYSTER CATCHER CIR, SAINT AUGUSTINE, FL 32080-5373 |
| Document Number | 0047360803 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 OYSTER CATCHER CIR ST AUGUSTINE FL 320805373, ST AUGUSTINE, FL 32080-5373 |
| Document Number | 0047360803 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 004736/000803 |
| Instrument | 39298 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 5, 2039 |
The 2025 property tax bill for 129 Oyster Catcher Cir was $11,316 with a homeowner's exemption, up 6.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,533 (+2.7%) | $1,040,176 (+2.51%) Land $315,000 Building $725,176 | |
| 2025 | $11,316.00 (+6.57%) Homeowner's exemption | $603,245 | $1,014,732 Land $275,000 Building $739,732 |
| 2024 | $10,618.00 (+27.34%) | ||
| 2023 | $8,338.00 (+3.12%) Homeowner's exemption | $466,119 (+3%) | $819,960 (+18.98%) Land $210,000 Building $609,960 |
| 2022 | $8,086.00 Homeowner's exemption | $452,543 | $689,153 Land $162,400 Building $526,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 129 Oyster Catcher Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Oyster Catcher Cir is moderate, ranking above 57% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures