129 Otter Trl, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 129 Otter Trl, Old Forge, NY 13420

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 814 sqft · built 1960
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2023)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Sale
APN	`215400 041.66-3-70`

Property Details

APN / Parcel Number

Primary APN	`215400 041.66-3-70`
Alternative APNs	`540004106600030700000000` `200165540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2001
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	169 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200165540
Street Address	129 OTTER TRL
City	OLD FORGE
State	NY
Zip	13420
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R2
Legal Description	85 35 37 CAMP TWP 7 JBTR OLD FORGE
Legal Block	3
Legal Lot Number	70.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	2
Census Block	2037
Census Tract	11502

Owner

129 Otter Trl, a residential property, is owned by two individuals who bought it in April 2023.

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 NORTHRIDGE AVE, TORRINGTON, CT 06790-3310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage ADIRONDACK BANK
Apr 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Aug 10, 2001 · Amount on File
Deed Document Number	2023RP2023-1537
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	Jun 2, 2026
Property Address	129 OTTER TRL, OLD FORGE, NY 13420
Document Number	RP20262460
Instrument Date	May 13, 2026
Instrument	20262460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002460,
Date	Jun 2, 2026
Instrument	20262460

Lender

Name	ADIRONDACK BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 6, 2023
Property Address	129 OTTER TRL, OLD FORGE, NY 13420
Document Number	RP20231537
Instrument Date	Mar 30, 2023
Instrument	RP2023-1537
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 STEELE RD, EASTHAM, MA 02642

Tax Assessment & Valuation

The 2026 property tax bill for 129 Otter Trl was $1,577, up 3.4% from the year before.

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00 (+3.41%)
2025	$1,525.00 (-21.03%)	$113,800 (-) Land $6,800 Building $107,000	$199,649 (+5.7%) Land $11,930 Building $187,719
2024	$1,931.00	$113,800 (-) Land $6,800 Building $107,000	$188,880 (+19%) Land $11,286 Building $177,594
2023		$113,800 Land $6,800 Building $107,000	$158,717 Land $9,484 Building $149,233
2020	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 129 Otter Trl; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Otter Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: IHM Eagle.

Cell Coverage

5G (outdoors only) and 4G LTE

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