129 Optimist Rd, Lafayette, LA 70507 Property Records

Lafayette Parish property record for 129 Optimist Rd, Lafayette, LA 70507

Property Summary

Property Type	Single Family Home
Details	built 1860
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6049804`

Property Details

APN / Parcel Number

Primary APN	`6049804`

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	473 ft deep x 52 ft wide

Location & Zoning

Street Address	129 OPTIMIST RD
City	LAFAYETTE
State	LA
Zip	70507-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4C SEC 5 T9S R5E (96.52X473.37X95.64X473.41)
Legal Range	05E
Legal Township	09S
Legal Section	05
Legal Lot Number	4C
Jurisdiction	LAFAYETTE LA
Township / Civil Division	A
Census Block Group	3
Census Block	3003
Census Tract	1003

Owner

Source: Lafayette Parish assessment roll, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	129 OPTIMIST RD, LAFAYETTE, LA 70507-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	129 OPTIMIST RD, LAFAYETTE, LA 70507-2738
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500032618
Date	Sep 25, 2025
Instrument	2025-00032618

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	9%

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (+87.64%)	$14,308 (+4.45%) Land $1,500 Building $12,808	$143,080 (+4.45%) Land $15,000 Building $128,080
2023	$793.00 (+1.02%) Homeowner's exemption	$13,699 (-) Land $1,500 Building $12,199	$136,990 (-) Land $15,000 Building $121,990
2022	$785.00 Homeowner's exemption	$13,699 Land $1,500 Building $12,199	$136,990 Land $15,000 Building $121,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	155 units insured incl. 58 condo units
Nearby Flood Claims	135 (1980–2021)
Claims Outside the SFHA	34 of 135
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 11 claims Severe Storms & Flooding, Jan 1993 · 22 claims Tropical Storm Allison, Jul 1989 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lafayette City Parish Consolidated Government Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20