Clay County property record for 129 Old Hard Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,024 sqft · built 2005 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Company Name on Record |
| Last Sale | $655,000 (Jul 2020) |
| Tax Bill | $12,997 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-26-014196-000-00 |
| Primary APN | 05-05-26-014196-000-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,024 sqft Heated Area |
| Gross Area | 6,254 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 839 sqft |
| Porch | Porch |
| Porch Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 129 OLD HARD RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 S5T5R26 AS REC O R 4332 PG 904 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 05 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 4117 EAGLE LANDING PKWY, ORANGE PARK, FL 32065-2634 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 2, 2021 | Quit Claim Deed, Transfer ACCOMMODATION |
| Jan 17, 2018 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| Jul 23, 2020 | Warranty Deed, Transfer US BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2020 · Amount on Record |
| Deed Document Number | 0043320906 |
| Deed Book / Page | 004332 / 000906 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 0044771420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 2, 2021 |
| Property Address | 129 OLD HARD RD, FLEMING ISLAND, FL 32003-7943 |
| Document Number | 0044771420 |
| Book / Page | 4477 / 1420 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021041075 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 168 OLD HARD RD, 168, FLEMING ISLAND, FL 32003-7946 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 6416 BROMFIELD TRCE, CENTREVILLE, VA 20120-3902 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 129 OLD HARD RD, FLEMING ISLAND, FL 32003-7943 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040471896 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 4047/1896 |
| Instrument | 2018002654 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 129 OLD HARD RD, FLEMING ISLAND, FL 32003-7943 |
| Document Number | 0043320906 |
| Book / Page | 004332 / 000906 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 36638 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,585.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 OLD HARD RD FLEMING ISLAND FL 320037943, FLEMING ISLAND, FL 32003-7943 |
| Document Number | 43320907 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 004332/000907 |
| Instrument | 36639 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,997.00 (+10.78%) | $904,412 (+5.5%) Land $56,000 Building $848,412 | $904,412 (+5.5%) Land $56,000 Building $848,412 |
| 2023 | $11,732.00 (+11.97%) | $857,239 (+12.84%) Land $56,000 Building $801,239 | $857,239 (+12.84%) Land $56,000 Building $801,239 |
| 2022 | $10,478.00 | $759,725 Land $56,000 Building $703,725 | $759,725 Land $56,000 Building $703,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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