129 Oakleaf Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 129 Oakleaf Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,701 sqft · built 1985
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Oct 2020)
Tax Bill	$1,280 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40037`

Property Details

APN / Parcel Number

Primary APN	`40037`
Alternative APN	`1333499`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,701 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	40,075 sqft (0.92 acres)

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	96 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1333499
Street Address	129 OAKLEAF DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT (.92 AC) OAKLEAF DR
Legal Subdivision	CHERRYVILLE
Legal Block	1
Legal Lot Number	160
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1008
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 OAKLEAF DR, KINGS MOUNTAIN, NC 28086-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	202045683
Deed Book / Page	1824 / 887
Prior Transfer Date	Dec 17, 2012
Prior Transfer Doc	0016480019
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 19, 2020
Property Address	129 OAKLEAF DR, KINGS MOUNTAIN, NC 28086-9470
Document Number	0018240887
Book / Page	1824 / 887
Instrument Date	Oct 19, 2020
Instrument	200045683
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 CRESTLAND DR, 1680, SHELBY, NC 28150-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OAKLEAF DR, KINGS MOUNTAIN, NC 28086-9470

Mortgage

Document Number	1824890
Date	Oct 19, 2020
Instrument	1824/890

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,280.00 (+6.14%)	$189,977 (-) Land $20,571 Building $169,406	$189,977 (-) Land $20,571 Building $169,406
2025	$1,206.00	$189,977 (+41.36%) Land $20,571 Building $169,406	$189,977 (+41.36%) Land $20,571 Building $169,406
2023		$134,393 Land $19,136 Building $115,257	$134,393 Land $19,136 Building $115,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakleaf Dr

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