Lexington County property record for 129 Oak Trace Ct, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,563 sqft · built 2008 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Apr 2018) |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001529-01-024 |
| Primary APN | 001529-01-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 23,087 sqft (0.53 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 129 OAK TRACE CT |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-8291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | FAIRWAY OAKS LOT 24 .53 AC |
| Legal Subdivision | TIMBERLAKE PLANTATION |
| Legal Lot Number | 24 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21205 |
129 Oak Trace Ct is owned and occupied by an individual who bought it in April 2018.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Apr 30, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Prior Sale | Jun 4, 2010 · Amount on File |
| Deed Document Number | 201818737 |
| Deed Book / Page | 19972 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2093203858 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 20932/3858 |
| Instrument | 2021017691 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Document Number | 2104405840 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 21044/5840 |
| Instrument | 2023004727 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Document Number | 2111805466 |
|---|---|
| Date | Aug 6, 2024 |
| Book Page | 21118/5466 |
| Instrument | 2024028248 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2085004547 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 20850/4547 |
| Instrument | 2019058601 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 30, 2018 |
| Property Address | 129 OAK TRACE CT, CHAPIN, SC 29036-8291 |
| Document Number | 1997200295 |
| Book / Page | 019972 / 000295 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 18737 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,091.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 OAK TRACE CT CHAPIN SC 290368291, CHAPIN, SC 29036-8291 |
The 2025 property tax bill for 129 Oak Trace Ct was $1,609, up 11.3% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+11.27%) | ||
| 2024 | $1,446.00 (+1.05%) | $12,005 (-) Land $1,320 Building $10,685 | $300,121 (-) Land $33,000 Building $267,121 |
| 2023 | $1,431.00 | $12,005 Land $1,320 Building $10,685 | $300,121 Land $33,000 Building $267,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 129 Oak Trace Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2006–2026) |
| Most Recent Claim | May 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Oak Trace Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CarolinaConnect Cooperative.
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