129 Oak Trace Ct, Chapin, SC 29036 Property Records

Lexington County property record for 129 Oak Trace Ct, Chapin, SC 29036

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,563 sqft · built 2008
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Apr 2018)
Tax Bill$1,609 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001529-01-024

Property Details

APN / Parcel Number

Primary APN001529-01-024
Alternative APN
  • 0152901024

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,563 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address129 OAK TRACE CT
CityCHAPIN
StateSC
Zip29036-8291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionFAIRWAY OAKS LOT 24 .53 AC
Legal SubdivisionTIMBERLAKE PLANTATION
Legal Lot Number24
JurisdictionLEXINGTON SC
Township / Civil DivisionCHAPIN
Census Block Group1
Census Block1000
Census Tract21205

Owner

129 Oak Trace Ct is owned and occupied by an individual who bought it in April 2018.

Source: Lexington County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 6, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 27, 2019Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Apr 30, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on File
Deed SaleApr 30, 2018 · Amount on File
Prior SaleJun 4, 2010 · Amount on File
Deed Document Number201818737
Deed Book / Page19972 / 295
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2093203858
DateApr 2, 2021
Book Page20932/3858
Instrument2021017691
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 OAK TRACE CT, CHAPIN, SC 29036-8291

Mortgage

Document Number2104405840
DateFeb 14, 2023
Book Page21044/5840
Instrument2023004727
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 OAK TRACE CT, CHAPIN, SC 29036-8291

Mortgage

Document Number2111805466
DateAug 6, 2024
Book Page21118/5466
Instrument2024028248
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2085004547
DateDec 27, 2019
Book Page20850/4547
Instrument2019058601
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2040

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateApr 30, 2018
Property Address129 OAK TRACE CT, CHAPIN, SC 29036-8291
Document Number1997200295
Book / Page019972 / 000295
Instrument DateApr 27, 2018
Instrument18737
Transaction TypeTransfer
Record UpdatedMay 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,091.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address129 OAK TRACE CT CHAPIN SC 290368291, CHAPIN, SC 29036-8291

Tax Assessment & Valuation

The 2025 property tax bill for 129 Oak Trace Ct was $1,609, up 11.3% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,609.00 (+11.27%)
2024$1,446.00 (+1.05%)$12,005 (-) Land $1,320 Building $10,685$300,121 (-) Land $33,000 Building $267,121
2023$1,431.00$12,005 Land $1,320 Building $10,685$300,121 Land $33,000 Building $267,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Oak Trace Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims4 (2006–2026)
Most Recent ClaimMay 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Oak Trace Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CarolinaConnect Cooperative.

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