Calhoun County property record for 129 Oak St, Vardaman, MS 38878
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,699 sqft · built 1978 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101120430011 |
| Primary APN | 2101120430011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,699 sqft Adjusted Area |
| Interior Walls | Plywood |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 129 OAK ST |
|---|---|
| City | VARDAMAN |
| State | MS |
| Zip | 38878-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SD BREV WOODS LOTS 1 & 2 BLK 9 & PT ST DB 75-336 |
| Legal Block | 9 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CALHOUN MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
129 Oak St is owned and occupied by two individuals who acquired it in April 2018.
Source: Calhoun County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 OAK ST, VARDAMAN, MS 38878-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RENAISSANCE COMMUNITY LOAN FUND INC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 |
| Deed Sale | Apr 27, 2018 |
| Deed Document Number | 0002018885 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 129 OAK ST, VARDAMAN, MS 38878-9513 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 400/47 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 400/47 |
| Instrument | 2018000886 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 129 OAK ST, VARDAMAN, MS 38878-9513 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 129 OAK ST, VARDAMAN, MS 38878-9513 |
| Document Number | 400/59 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 400/59 |
| Instrument | 2018000887 |
| Name | RENAISSANCE COMMUNITY LOAN FUND INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 0 Months |
| Due | Apr 27, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 129 OAK ST, VARDAMAN, MS 38878-9513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 160, VARDAMAN, MS 38878-0160 |
| Document Number | 400/282 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 400/282 |
| Instrument | 2018000975 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Due | Apr 26, 2018 |
The 2025 property tax bill for 129 Oak St was $671.
Source: Calhoun County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Vardaman Town |
| Unified School District | Calhoun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 | $7,472 Land $500 Building $6,972 | $74,719 Land $5,000 Building $69,719 |
| 2023 | $589.00 | $7,472 Land $500 Building $6,972 | $74,719 Land $5,000 Building $69,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VARDAMAN serves 1,610 people · EPA ID MS0070019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NT Spark Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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