129 Oak Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 129 Oak Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1974
Lot Size	0.187 acres (8,136 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (May 2018)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`399124A000`

Property Details

APN / Parcel Number

Primary APN	`399124A000`
Alternative APN	`2-055D-4969-00-0065.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,110 sqft
Basement Area	1,056 sqft
Finished Basement	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,136 sqft (0.187 acres)
Lot Dimensions	113 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	399124A000
Street Address	129 OAK DR
City	SAINT PETERS
State	MO
Zip	63376-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WEST WOOD EST #2 LOT 65
Legal Subdivision	WEST WOOD EST #2
Legal Lot Number	65
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	312400

Owner

129 Oak Dr is owned and occupied by an individual who bought it in May 2018.

Source: St. Charles County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	129 OAK DR, SAINT PETERS, MO 63376-1342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 22, 2018	Quit Claim Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jul 8, 2009 · Amount on File
Deed Document Number	2018281910
Deed Book / Page	6922 / 849
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0069220849
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2026
Property Address	129 OAK DR, SAINT PETERS, MO 63376-1342
Document Number	0000043092
Instrument Date	Aug 5, 2026
Instrument	202643092
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OAK DR, SAINT PETERS, MO 63376-1342

Mortgage

Document Number	0000043092,
Date	Sep 9, 2026
Instrument	202643092

Lender

Name	SECRETARY OF HOUSING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Feb 1, 2052

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	129 OAK DR, SAINT PETERS, MO 63376-1342
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OAK DR, SAINT PETERS, MO 63376-1342

Mortgage

Document Number	0000017433
Date	Mar 25, 2022
Instrument	2022R-017433

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2018
Property Address	129 OAK DR, SAINT PETERS, MO 63376-1342
Document Number	0069220849
Book / Page	006922 / 000849
Instrument Date	May 16, 2018
Instrument	281910
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OAK DR ST PETERS MO 633761342, ST PETERS, MO 63376-1342

Mortgage

Document Number	69220851
Date	May 22, 2018
Book Page	006922/000851
Instrument	281920

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 129 Oak Dr was $2,560, up 8.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,435 (-)	$218,078 (-) Land $40,500 Building $177,578
2025	$2,560.00 (+8.15%)	$41,435	$218,078 Land $40,500 Building $177,578
2024	$2,367.00
2023		$37,218
2022			$195,885 Land $31,500 Building $164,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	5 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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