Polk County property record for 129 Nemo Ln, Winter Haven, FL 33881
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Jul 2026) |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-01-521040-001530 |
| Primary APN | 26-28-01-521040-001530 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,200 sqft (0.051 acres) |
|---|
| Street Address | 129 NEMO LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-7313 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HARBOR AT LAKE HENRY PB 208 PGS 29-32 LOT 153 |
| Legal Subdivision | HARBOR AT LAKE HENRY |
| Legal Lot Number | 153 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12802 |
129 Nemo Ln, residential vacant land, is owned and occupied by two individuals who bought it in July 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 NEMO LN, WINTER HAVEN, FL 33881-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on File |
| Deed Sale | Jul 16, 2026 · Amount on File |
| Prior Sale | Nov 19, 2025 · Amount on File |
| Deed Document Number | 2026170377 |
| Deed Book / Page | 14079 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 16, 2026 |
| Property Address | 129 NEMO LN, WINTER HAVEN, FL 33881-7313 |
| Document Number | 0000170377 |
| Book / Page | 14079 / 109 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026170377 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,679.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 NEMO LN, WINTER HAVEN, FL 33881-7313 |
| Document Number | 0000170378, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 14079/114 |
| Instrument | 2026170378 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 129 Nemo Ln was $560.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 | |
| 2025 | $560.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 129 Nemo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 13 (1998–2022) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Nemo Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures