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129 N Washington St, Naperville, IL 60540 Property Records

DuPage County property record for 129 N Washington St, Naperville, IL 60540

Property Summary

Property TypeCommercial
Details4,866 sqft · built 1997
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$999,000 (Jan 2022)
Tax Bill$19,620 (2025)
Deeds & MortgagesJun 2022 Construction Loan
Jan 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN07-13-404-026

Property Details

APN / Parcel Number

Primary APN07-13-404-026

Interior

Building Area4,866 sqft Gross Area
1st Floor Area3,244 sqft
Basement Area1,622 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions14.3 ft deep x 8.7 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address129 N WASHINGTON ST
CityNAPERVILLE
StateIL
Zip60540-4511
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeO
Legal DescriptionCARMAN-COSTELLO RESUB ALL
Legal SubdivisionCARMAN-COSTELLO RESUB
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1020
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address536 RIDGEMOOR DR, WILLOWBROOK, IL 60527-5361
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage · Construction Mortgage
OLD NATIONAL BANK
Jan 7, 2022Warranty Deed, Transfer · Line of Credit
FIRST MIDWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2022 · Amount on Record
Deed SaleJan 7, 2022 · Amount on Record
Prior SaleOct 5, 1993 · Amount on Record
Deed Document Number20222218
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address129 N WASHINGTON ST, NAPERVILLE, IL 60540-4511
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 N WASHINGTON ST, NAPERVILLE, IL 60540-4511

Mortgage

Document Number0000056447
DateJun 10, 2022
InstrumentR2022-056447
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 7, 2022
Property Address129 N WASHINGTON ST, NAPERVILLE, IL 60540-4511
Document Number0000002218
Map ReferenceDOC R92-193475
Instrument DateSep 15, 2021
InstrumentR2022-002218
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

AmountAmount Recorded
Tax$999.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 RIDGEMOOR DR, WILLOWBROOK, IL 60527-5361

Mortgage

Document Number0000002219
DateJan 7, 2022
InstrumentR2022-002219
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,620.00 (+4.27%)$336,509 (+9.67%) Land $208,147 Building $128,362$1,009,527 (+9.67%) Land $624,441 Building $385,086
2024$18,817.00 (+29.64%)$306,838 (+36.58%) Land $189,794 Building $117,044$920,514 (+36.58%) Land $569,382 Building $351,132
2022$14,515.00$224,650 Land $179,490 Building $45,160$673,950 Land $538,470 Building $135,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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