129 N Main St, Austin, MN 55912 Property Records

Mower County property record for 129 N Main St, Austin, MN 55912

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,640 sqft · built 1920
Lot Size	0.041 acres (1,786 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Aug 2018)
Tax Bill	$2,644 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.185.0070`

Property Details

APN / Parcel Number

Primary APN	`34.185.0070`

Interior

Building Area	3,640 sqft Gross Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	1,786 sqft (0.041 acres)

Location & Zoning

Street Address	129 N MAIN ST
City	AUSTIN
State	MN
Zip	55912-3404
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DAVIDSON 34185 005 N1/2 E70FT LOT 5
Legal Subdivision	DAVIDSON
Legal Lot Number	5
Jurisdiction	MOWER MN
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1025
Census Tract	410

Owner

129 N Main St, a commercial property, is owned by a company that bought it in August 2018.

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7017 64TH ST SE, SNOHOMISH, WA 98290-5862
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS & MERCHANTS NATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Dec 5, 2007 · Amount on File
Deed Document Number	2018640981
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	129 N MAIN ST, AUSTIN, MN 55912-3404
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A653449
Date	Jul 16, 2020
Instrument	A653449

Lender

Name	CITIZENS COMMUNITY BANK
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	228 Months
Due	Jul 15, 2039

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Aug 6, 2018
Property Address	129 N MAIN ST, AUSTIN, MN 55912-3404
Document Number	A000640981
Instrument Date	Aug 3, 2018
Instrument	A000640981
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 N MAIN ST, AUSTIN, MN 55912-3406

Mortgage

Document Number	A000640982
Date	Aug 6, 2018
Instrument	A000640982

Lender

Name	FIRST FARMERS & MERCHANTS NATI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 129 N Main St was $2,644.

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Austin City
County	Mower County
Unified School District	Austin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,644.00	$165,500 (+4.68%) Land $9,000 Building $156,500	$165,500 (+4.68%) Land $9,000 Building $156,500
2025		$158,100 Land $9,000 Building $149,100	$158,100 Land $9,000 Building $149,100
2023	$2,444.00	$162,500 Land $9,000 Building $153,500	$162,500 Land $9,000 Building $153,500
2022	$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 N Main St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	42 (1978–2010)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 18 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 129 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Austin Utilities serves 26,174 people · EPA ID MN1500002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile.

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