129 N Franklin St, Sebring, FL 33870 Property Records

Highlands County property record for 129 N Franklin St, Sebring, FL 33870

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 4,019 sqft · built 1940
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$71,100 (Mar 2018)
Tax Bill	$6,044 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-29-34-29-070-1030-0031`

Property Details

APN / Parcel Number

Primary APN	`S-29-34-29-070-1030-0031`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	4,019 sqft Living Area
Gross Area	4,674 sqft
1st Floor Area	1,937 sqft
Upper Floors Area	2,337 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	288 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	688 sqft
Shed	1 Shed
Shed Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	129 N FRANKLIN ST
City	SEBRING
State	FL
Zip	33870-3122
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MUQD
Legal Description	TOWN OF SEBRING TRANS BK-PG 6 ELY 60 FT OF SLY 90 FT OF LOT 2 + ELY 60 FT OF NLY 30 FT OF LOT 3 BLK 103
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	103
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1001
Census Tract	961100

Owner

129 N Franklin St, a duplex, is owned by a company that acquired it in January 2022.

Source: Highlands County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	236 W LAKE DAMON DR, AVON PARK, FL 33825-8905
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK
Jan 20, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 26, 2018	Warranty Deed, Transfer · Commercial Mortgage HEARTLAND NATIONAL BANK
Mar 26, 2018	Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	Jul 6, 2001 · Amount on File
Deed Document Number	201889998
Deed Book / Page	2627 / 1557
Last Transfer Date	Jan 7, 2022
Transfer Doc	0002073695
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	129 N FRANKLIN ST, SEBRING, FL 33870-3122
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002184046
Date	Dec 28, 2023
Book Page	3018/102
Instrument	2184046

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 22, 2043

Interest

Rate Type	Adjustable Rate

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 20, 2022
Property Address	129 N FRANKLIN ST, SEBRING, FL 33870-3122
Document Number	0002073695
Book / Page	2878 / 1570
Map Reference	PG 6
Instrument Date	Jan 7, 2022
Instrument	2073695
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 W LAKE DAMON DR, AVON PARK, FL 33825-8905

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 26, 2018
Property Address	129 N FRANKLIN ST, SEBRING, FL 33870-3122
Document Number	0001889998
Book / Page	2627 / 1557
Map Reference	PG6
Instrument Date	Mar 20, 2018
Instrument	1889998
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE INS AGENCY C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 W LAKE DAMON DR, LAKE PLACID, FL 33852

Mortgage

Document Number	0001889999
Date	Mar 26, 2018
Instrument	1889999

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 26, 2018
Property Address	129 N FRANKLIN ST, SEBRING, FL 33870-3122
Document Number	0001889996
Book / Page	002627 / 001553
Instrument Date	Mar 20, 2018
Instrument	1889996
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	HEARTLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 LAKEVIEW DR SEBRING FL 338707929, SEBRING, FL 33870-7929

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,668 Land $11,160 Building $211,508	$222,668 Land $11,160 Building $211,508
2024	$6,044.00 (+2.54%)
2023	$5,894.00 (+43.06%)	$225,896 (+55.52%) Land $11,160 Building $214,736	$225,896 (+55.52%) Land $11,160 Building $214,736
2022	$4,120.00	$145,256 Land $11,160 Building $134,096	$145,256 Land $11,160 Building $134,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 N Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 N Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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