Stanly County property record for 129 Merrifield Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,429 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,899 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557603431424 |
| Primary APN | 557603431424 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,429 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1529599 |
|---|---|
| Street Address | 129 MERRIFIELD DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 129 MERRIFIELD DR LT 28 THE MEADOWS PH 2 557603173 |
| Legal Subdivision | THE MEADOWS PH2 |
| Legal Lot Number | 28 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2020 | Quit Claim Deed, Transfer INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Oct 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 |
| Deed Sale | May 28, 2020 |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Document Number | 2020420101 |
| Deed Book / Page | 1701 / 1095 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0000420101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Document Number | 0000484512 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 1907/506 |
| Instrument | 484512 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000433992 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 1745/444 |
| Instrument | 433992 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 28, 2020 |
| Property Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Document Number | 0000420101 |
| Book / Page | 001701 / 001095 |
| Instrument Date | May 15, 2020 |
| Instrument | 420101 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 MERRIFIELD DR LOCUST NC 280979412, LOCUST, NC 28097-9412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 129 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Document Number | 0000395214 |
| Book / Page | 001628 / 000891 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 395214 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 TYGRESS ST KANNAPOLIS NC 280817165, KANNAPOLIS, NC 28081-7165 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,899.00 | $423,882 (-) Land $75,000 Building $348,882 | $423,882 (-) Land $75,000 Building $348,882 |
| 2025 | $3,899.00 (+30.31%) | $423,882 (+54.41%) Land $75,000 Building $348,882 | $423,882 (+54.41%) Land $75,000 Building $348,882 |
| 2023 | $2,992.00 | $274,513 Land $42,000 Building $232,513 | $274,513 Land $42,000 Building $232,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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