129 Merlot Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 129 Merlot Way, Saint Augustine, FL 32084

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,204 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Dec 2017)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086541-0203`

Property Details

APN / Parcel Number

Primary APN	`086541-0203`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,204 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 MERLOT WAY
City	SAINT AUGUSTINE
State	FL
Zip	32084-0574
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	54/70-73 PALOMA SUBDIVISION LOT 3 BLOCK 2 OR4481/1486
Legal Range	29E
Legal Township	07S
Legal Section	05
Legal Subdivision	PALOMA SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20904

Owner

129 Merlot Way, a townhouse, is owned and occupied by an individual who bought it in December 2017.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	129 MERLOT WAY, SAINT AUGUSTINE, FL 32084-0574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO
Dec 26, 2017	Warranty Deed, Transfer · ARM HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	201787093
Deed Book / Page	4481 / 1486
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	129 MERLOT WAY, SAINT AUGUSTINE, FL 32084-0574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047720626
Date	Aug 5, 2019
Book Page	4772/0626
Instrument	2019056947

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 26, 2017
Property Address	129 MERLOT WAY, SAINT AUGUSTINE, FL 32084-0574
Document Number	0044811486
Book / Page	4481 / 1486
Map Reference	MB54 PG70-73
Instrument Date	Dec 22, 2017
Instrument	2017087093
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 BOXWOOD DR, 8, ASBURY PARK, NJ 07712-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 MERLOT WAY, SAINT AUGUSTINE, FL 32084-0574

Mortgage

Document Number	2017087094
Date	Dec 26, 2017
Instrument	2017087094

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	5.35%
Max Rate At Change	7.35%
Index	1-Year LIBOR
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 129 Merlot Way was $1,579 with a homeowner's exemption, up 16.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,402 (+2.7%)	$159,348 (-6.69%) Land $38,000 Building $121,348
2025	$1,579.00 (+16.27%) Homeowner's exemption	$130,869 (+2.9%)	$170,772 (-7.47%) Land $36,000 Building $134,772
2024	$1,358.00 (+2.41%) Homeowner's exemption	$127,181 (+3%)	$184,556 (-0.91%) Land $47,500 Building $137,056
2023	$1,326.00 (+4.33%) Homeowner's exemption	$123,477 (+3%)	$186,248 (+7.69%) Land $47,500 Building $138,748
2022	$1,271.00 Homeowner's exemption	$119,881	$172,954 Land $39,200 Building $133,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Merlot Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Merlot Way is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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