Essex County and Topsfield Town property record for 129 Main St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,466 sqft · built 1954 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,441 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0025 B:0052 L |
| Primary APN | TOPS M:0025 B:0052 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 3,906 sqft |
| Basement Area | 287 sqft |
| Unfinished Basement | 287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,501 sqft (0.333 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 537 |
|---|---|
| Street Address | 129 MAIN ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 52 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 214100 |
129 Main St is owner-occupied and held in a trust since October 2016.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 129 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION |
| Dec 11, 2018 | Deed of Trust, Mortgage · Line of Credit ALIGN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2016 |
| Deed Sale | Oct 27, 2016 |
| Prior Sale | Apr 22, 2016 · Amount on File |
| Deed Book / Page | 35387 / 557 |
| Transfer Doc | 034864-157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 129 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38944-481 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 38944/481 |
| Instrument | 20200916004150 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 129 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Document Number | 37222-405 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 129 MAIN ST TOPSFIELD MA 019831420, TOPSFIELD, MA 01983-1420 |
| Document Number | 37222-405 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 037222/000405 |
| Instrument | 1217002840 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 129 Main St was $9,441, up 2% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,441.00 (+2.04%) | $629,800 (-) Land $326,700 Building $303,100 | $721,430 |
| 2024 | $9,252.00 | $629,800 Land $326,700 Building $303,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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