129 Main St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 129 Main St, Ludlow, VT 05149

Property Summary

Property Type	Commercial
Lot Size	0.67 acres (29,185 sqft)
Owner	Trust Name on File
Tax Bill	$8,409 (2025)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`363-112-13036`

Property Details

APN / Parcel Number

Primary APN	`363-112-13036`
Alternative APNs	`(112) 230424.000` `M:230 B:424.000`

Interior

Units	2 Units

Exterior

Lot Area	29,185 sqft (0.67 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	129 MAIN ST
City	LUDLOW
State	VT
Zip	05149-1025
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAIN STREET 129
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1008
Census Tract	966300

Owner

129 Main St, a commercial property, is held in a trust since June 2020.

Source: Ludlow Town records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	65 HILLWINDS N, BRATTLEBORO, VT 05301-9077
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2020
Transfer Doc	1935536000
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW VT
Recording Date	Jun 16, 2020
Property Address	129 MAIN ST, LUDLOW, VT 05149-1025
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	66 HILLCREST TER BRATTLEBORO VT 053014103, BRATTLEBORO, VT 05301-4103

Tax Assessment & Valuation

The 2025 property tax bill for 129 Main St was $8,409, down 12.3% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Municipality	Ludlow Village
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,409.00 (-12.34%)	$455,500 Land $162,200 Building $293,300
2024	$9,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 individual policies
Nearby Flood Policies	103 units insured incl. 69 condo units
Nearby Flood Claims	53 (1994–2023)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20