129 Loring Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 129 Loring Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 4,223 sqft · built 1920
Lot Size	0.356 acres (15,534 sqft)
Owner	2 Individual Names on File
Last Sale	$2,450,000 (Dec 2023)
Tax Bill	$62,495 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554403 164.45-1-16`

Property Details

APN / Parcel Number

Primary APN	`554403 164.45-1-16`
Alternative APNs	`440316404500010160000000` `01427000`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,223 sqft Living Area
1st Floor Area	2,188 sqft
2nd Floor Area	2,035 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	15,534 sqft (0.356 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	765 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01427000
Street Address	129 LORING AVE
City	PELHAM
State	NY
Zip	10803-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Subdivision	MAP OF PELHAM HEIGHTS
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1003
Census Tract	5400

Owner

129 Loring Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 LORING AVE, PELHAM, NY 10803-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	May 24, 2005 · Amount on File
Deed Document Number	20233326
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	129 LORING AVE, PELHAM, NY 10803-2013
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LORING AVE, PELHAM, NY 10803-2013

Mortgage

Document Number	0640163142
Date	Jan 16, 2024
Instrument	640163142

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 19, 2023
Property Address	129 LORING AVE, PELHAM, NY 10803-2013
Document Number	0633353326
Map Reference	MAP 1305
Instrument Date	Dec 15, 2023
Instrument	633353326
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 LORING AVE, PELHAM, NY 10803-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 MONTCLAIRE CIR, WESTON, FL 33327-1429

Mortgage

Document Number	0633533161
Date	Dec 19, 2023
Instrument	633533161

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 129 Loring Ave was $62,495, down 22.5% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$62,495.00 (-22.54%)
2025	$80,685.00	$2,504,000 (+7.56%) Land $494,000 Building $2,010,000	$2,504,000 (+7.56%) Land $494,000 Building $2,010,000
2024		$2,328,000 (+14.23%) Land $494,000 Building $1,834,000	$2,328,000 (+14.23%) Land $494,000 Building $1,834,000
2023		$2,038,000 (+8.98%) Land $329,500 Building $1,708,500	$2,038,000 (+8.98%) Land $329,500 Building $1,708,500
2022		$1,870,000 Land $329,500 Building $1,540,500	$1,870,000 Land $329,500 Building $1,540,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Loring Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Loring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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