129 Locust St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 129 Locust St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1950
Lot Size	0.689 acres (29,996 sqft)
Owner	2 Company Names on Record
Last Sale	$32,000 (Jun 2020)
Deeds & Mortgages	Mar 2021 Transfer Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022P-A-007.00`

Property Details

APN / Parcel Number

Primary APN	`022P-A-007.00`
Alternative APNs	`07022PA022P00700` `037022P A 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	928 sqft
Basement Area	928 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,996 sqft (0.689 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	144 sqft
Deck Area	133 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 LOCUST ST
City	MOUNT CARMEL
State	TN
Zip	37645-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY HILL SEC 2 PB: CAB1 PG: 61B LOT: 60 ALSO LOTS 61; 62; 63 200 X 150
Legal Subdivision	LIBERTY HILL
Legal Block	SEC 2
Legal Lot Number	60
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3008
Census Tract	50602

Owner

Source: Hawkins County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1051 WILDWOOD TRL, CHURCH HILL, TN 37642-4288
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Intrafamily Transfer, Transfer
Jun 23, 2020	Loan Modification, Mortgage · Conventional Mortgage POWELL VLY NAT'L BK
Jun 24, 2020	Deed, Transfer · Line of Credit POWELL VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Apr 2, 1970
Deed Document Number	20204127
Deed Book / Page	1355 / 52
Last Transfer Date	Mar 24, 2021
Transfer Doc	RB1396826
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Mar 29, 2021
Property Address	129 LOCUST ST, MOUNT CARMEL, TN 37645-3849
Document Number	0RB1396826
Book / Page	1396 / 826
Instrument Date	Mar 24, 2021
Instrument	21002463
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1051 WILDWOOD TRL, CHURCH HILL, TN 37642-4288

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAWKINS TN
Property Address	129 LOCUST ST, MOUNT CARMEL, TN 37645-3849
Document Number	RB1363179
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB1363179
Date	Aug 17, 2020
Book Page	001363/000179
Instrument	5610

Lender

Name	POWELL VLY NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2040

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HAWKINS TN
Recording Date	Jun 24, 2020
Property Address	129 LOCUST ST, MOUNT CARMEL, TN 37645-3849
Document Number	00RB135552
Book / Page	1355 / 52
Instrument Date	May 15, 2020
Instrument	20004127
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 LOCUST ST, MOUNT CARMEL, TN 37645-3849

Mortgage

Document Number	RB20004128
Date	Jun 24, 2020
Instrument	20004128

Lender

Name	POWELL VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$25,525 (+15.76%) Land $4,500 Building $21,025	$102,100 (-) Land $18,000 Building $84,100
2023	$22,050 Land $4,500 Building $17,550
2021		$102,100 Land $18,000 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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