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129 Live Oak Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 129 Live Oak Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,117 sqft · built 2000
Lot Size1.17 acres (51,389 sqft)
Owner2 Company Names on File
Last Sale$928,000 (Jan 2022)
Tax Bill$11,691 (2025)
Deeds & MortgagesApr 2026 Sale
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181-032-027-000

Property Details

APN / Parcel Number

Primary APN181-032-027-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,117 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area51,389 sqft
Garage Area1,189 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address129 LIVE OAK RD
CityROYAL OAKS
StateCA
Zip95076-5732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 21 SUR MAPS PG 31 PAR C 1.193 AC
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1000
Census Tract10202

Owner

129 Live Oak Rd is owned by a company that bought it in January 2022.

Source: Monterey County records, as of August 26, 2026

Owner of Record2 Company Names on File
Mailing Address129 LIVE OAK RD, ROYAL OAKS, CA 95076-5732
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 3, 2022Grant Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022 · Amount on File
Deed SaleJan 3, 2022 · Amount on File
Prior SaleJan 21, 2016 · Amount on File
Deed Document Number2022295
Prior Transfer DateAug 21, 2013
Prior Transfer Doc0000054360
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 30, 2026
Property Address129 LIVE OAK RD, ROYAL OAKS, CA 95076-5732
Document Number0000014422
Instrument DateFeb 7, 2026
Instrument202614422
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address129 LIVE OAK RD, ROYAL OAKS, CA 95076-5732

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJan 3, 2022
Property Address129 LIVE OAK RD, ROYAL OAKS, CA 95076-5732
Document Number0000000295
Map ReferenceVOL 21 PG 31
Instrument DateDec 28, 2021
Instrument2022000295
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address129 LIVE OAK RD, ROYAL OAKS, CA 95076-5732

Mortgage

Document Number0000000296
DateJan 3, 2022
Instrument2022000296
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 129 Live Oak Rd was $11,691, up 10.8% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,004,495 (+2%) Land $487,093 Building $517,402
2025$11,691.00 (+10.75%)$984,800 Land $477,543 Building $507,257
2024$10,556.00 (+1.47%)
2023$10,403.00 (+38.21%)$946,560 Land $459,000 Building $487,560
2022$7,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1997–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Live Oak Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio.

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