129 Lakeview Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 129 Lakeview Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,762 sqft · built 1952
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Feb 2022)
Tax Bill	$5,471 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:15A-08450 B:145 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-08450 B:145 L:0`
Alternative APNs	`LUDL M:15A B:8450 P:145` `4844`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
Gross Area	3,893 sqft
Basement Area	979 sqft
Unfinished Basement	979 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	4844
Street Address	129 LAKEVIEW AVE
City	LUDLOW
State	MA
Zip	01056-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Subdivision	LUDLOW TERRACE
Legal Block	8450
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1029
Census Tract	810404

Owner

129 Lakeview Ave is owned and occupied by an individual who bought it in February 2022.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	129 LAKEVIEW AVE, LUDLOW, MA 01056-2843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Jun 18, 1993 · Amount on File
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 10, 2022
Property Address	129 LAKEVIEW AVE, LUDLOW, MA 01056-2843
Document Number	024400-209
Book / Page	24400 / 209
Instrument Date	Feb 10, 2022
Instrument	8788
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ASHLEY ST, SPRINGFIELD, MA 01105-4001

Mortgage

Document Number	0000008789
Date	Feb 10, 2022
Instrument	8789

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	129 LAKEVIEW AVE, LUDLOW, MA 01056-2843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23034-432
Date	Jan 7, 2020
Book Page	23034/432
Instrument	761

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 129 Lakeview Ave was $5,471, up 1.6% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,471.00 (+1.56%)	$341,700 (+10.05%) Land $78,700 Building $263,000	$345,000 (-2.61%)
2025	$5,387.00 (+3.62%)	$310,500 (+8.04%) Land $71,600 Building $238,900	$354,255 (+1.44%)
2024	$5,199.00 (+39.53%)	$287,400 (+50.47%) Land $71,600 Building $215,800	$349,220
2023	$3,726.00	$191,000 Land $62,800 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Lakeview Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Lakeview Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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