129 Keith Ln, Athens, TN 37303 Property Records

McMinn County property record for 129 Keith Ln, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,374 sqft · built 1935
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Oct 2024)
Tax Bill	$846 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054065D A 08600`

Property Details

APN / Parcel Number

Primary APN	`054065D A 08600`
Alternative APNs	`065D A 08600 00005065C` `065D A 08600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	184 ft deep x 105 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 KEITH LN
City	ATHENS
State	TN
Zip	37303-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 063A G 063A 01300 000, COUNTY AREA: D01
Legal Subdivision	S F & N REPLAT LOT 2
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	4
Census Block	4012
Census Tract	970402

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 KEITH LN, ATHENS, TN 37303-4136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2024258996
Deed Book / Page	24I / 454
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	000022N875
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 10, 2024
Property Address	129 KEITH LN, ATHENS, TN 37303-4136
Document Number	000024I454
Book / Page	24I / 454
Map Reference	MB 1 PG 25
Instrument Date	Oct 2, 2024
Instrument	258996
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 KEITH LN, ATHENS, TN 37303-4136

Mortgage

Document Number	0000258997
Date	Oct 10, 2024
Instrument	258997

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Mar 10, 2021
Property Address	129 KEITH LN, ATHENS, TN 37303-4136
Document Number	000022N875
Book / Page	22N / 875
Map Reference	MB 1 PG 25
Instrument Date	Mar 3, 2021
Instrument	222925
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY TITLE SERVICES/NE, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 KEITH LN, ATHENS, TN 37303-4136

Mortgage

Document Number	0000222926
Date	Mar 10, 2021
Instrument	222926

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Mar 10, 2021
Property Address	129 KEITH LN, ATHENS, TN 37303-4136
Document Number	000022N875
Book / Page	22N / 875
Map Reference	MB 1 PG 25
Instrument Date	Mar 3, 2021
Instrument	222925
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 KEITH LN, ATHENS, TN 37303-4136

Mortgage

Document Number	0000222926
Date	Mar 10, 2021
Instrument	222926

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00	$40,450 (-) Land $6,725 Building $33,725
2024	$846.00	$40,450 (-) Land $6,725 Building $33,725
2023	$846.00 (+8.18%)	$40,450 (+49.68%) Land $6,725 Building $33,725	$161,800 (+49.68%) Land $26,900 Building $134,900
2022	$782.00	$27,025 Land $5,975 Building $21,050	$108,100 Land $23,900 Building $84,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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