Kane County property record for 129 Jefferson St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1920 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2024) |
| Tax Bill | $5,556 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-306-015 |
| Primary APN | 12-02-306-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 920 sqft |
| Basement Area | 584 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Corner |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 129 JEFFERSON ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 10 AIRDS ADDITION |
| Legal Subdivision | 9 HOWARD & BAIRDS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 852500 |
129 Jefferson St is owned by two individuals who bought it in May 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1218 N KNOLLWOOD DR, PALATINE, IL 60067-2074 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN |
| Oct 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK OF GENEVA |
| Sep 9, 2020 | Loan Modification, Mortgage STATE BK/GENEVA |
| Aug 15, 2019 | Warranty Deed, Transfer · Construction Mortgage GROUNDFLOOR HLDGS GA LLC |
| Aug 15, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 202414573 |
| Prior Transfer Date | Jul 15, 2019 |
| Prior Transfer Doc | 0000037011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 2, 2024 |
| Property Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Document Number | 0000014573 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024K014573 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 E MAIN ST UNIT 3465, 3465, SAINT CHARLES, IL 60174-8322 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Document Number | 0000014574 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024K014574 |
| Name | SOLUTIONS FINANCIAL MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052112 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019K052112 |
| Name | THE STATE BANK OF GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 24, 2024 |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Document Number | 0000052687 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1465 BANBURY AVE ST CHARLES IL 601744451, ST CHARLES, IL 60174-4451 |
| Document Number | 0000052687 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 52687 |
| Name | STATE BK/GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2019 |
| Property Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Document Number | 0000037012 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 37012 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 129 JEFFERSON ST GENEVA IL 601342210, GENEVA, IL 60134-2210 |
| Document Number | 37013 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 37013 |
| Name | GROUNDFLOOR HLDGS GA LLC |
|---|---|
| Address | ATLANTA, GA 30308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 14, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2019 |
| Property Address | 129 JEFFERSON ST, GENEVA, IL 60134-2210 |
| Document Number | 0000037011 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 37011 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050 |
The 2025 property tax bill for 129 Jefferson St was $5,556.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,556.00 | $84,928 (+8.5%) Land $38,529 Building $46,399 | $254,886 (+8.5%) Land $115,633 Building $139,253 |
| 2024 | $78,275 Land $35,511 Building $42,764 | $234,919 Land $106,576 Building $128,343 | |
| 2022 | $5,603.00 (+4.36%) | $66,120 (+3.86%) Land $29,997 Building $36,123 | $198,360 (+3.86%) Land $89,991 Building $108,369 |
| 2021 | $5,369.00 | $63,662 Land $28,882 Building $34,780 | $190,986 Land $86,646 Building $104,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 129 Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Jefferson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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