Scott County property record for 129 Irving Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,514 sqft · built 2003 |
| Lot Size | 0.191 acres (8,337 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Feb 2026) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Nov 2016 Mortgage May 2007 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-561.000 |
| Primary APN | 140-40-561.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 2,514 sqft |
| Finished Basement | 2,514 sqft |
| Unfinished Basement | 1,186 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 8,337 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 129 IRVING LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 240 |
| Legal Unit | 3B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40203 |
129 Irving Ln is owned and occupied by two individuals who bought it in February 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2016 | Deed of Trust, Mortgage KENTUCKY BANK |
| May 24, 2007 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST COMPANY |
| Aug 29, 2012 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Jun 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE |
| Aug 9, 2010 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Feb 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 15, 2020 | Deed, Transfer · Conventional Mortgage TOYOTA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Jan 15, 2020 · Amount on File |
| Deed Document Number | 2026572177 |
| Deed Book / Page | 463 / 759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1311/687 |
|---|---|
| Date | Nov 21, 2016 |
| Book Page | M1311/687 |
| Instrument | 362533 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M848/642 |
|---|---|
| Date | May 24, 2007 |
| Book Page | M848/642 |
| Instrument | 156957 |
| Name | FARMERS BANK & TRUST COMPANY |
|---|---|
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1097/315 |
|---|---|
| Date | Aug 29, 2012 |
| Book Page | M1097/315 |
| Instrument | 228500 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M950/558 |
|---|---|
| Date | Jun 17, 2009 |
| Book Page | M950/558 |
| Instrument | 183530 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M999/544 |
|---|---|
| Date | Aug 9, 2010 |
| Book Page | M999/544 |
| Instrument | 200947 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 8, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 5, 2026 |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 00D463/759 |
| Book / Page | D463 / 759 |
| Map Reference | CAB 7 SL 81 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 572177 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | HOME CLOSINGS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1508 OAK RDG, WASHINGTON, IL 61571-9738 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 0000572178 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 572178 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 15, 2020 |
| Property Address | 129 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | D411/665 |
| Book / Page | D411 / 665 |
| Map Reference | CAB 7 SL 81 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 410671 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3297 CYNTHIANA RD, 3297, GEORGETOWN, KY 40324-9028 |
| Name | Verified Name |
|---|---|
| Address | 7039 CREST DR, YPSILANTI, MI 48197-3081 |
| Document Number | 410672 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 410672 |
| Name | TOYOTA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 129 Irving Ln was $3,532.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,600 (-) | $396,600 (-) | |
| 2025 | $3,532.00 | $396,600 | $396,600 |
| 2023 | $3,059.00 (+25.88%) | $337,400 (+20.46%) Land $42,000 Building $295,400 | $337,400 (+20.46%) Land $42,000 Building $295,400 |
| 2022 | $2,430.00 | $280,100 Land $35,000 Building $245,100 | $280,100 Land $35,000 Building $245,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Irving Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Irving Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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