129 Hummingbird Loop E, Owensboro, KY 42301 Property Records

Daviess County property record for 129 Hummingbird Loop E, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1974
Lot Size	0.193 acres (8,416 sqft)
Owner	Individual Name on Record
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Apr 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-15-02-017-00-000`

Property Details

APN / Parcel Number

Primary APN	`006-15-02-017-00-000`
Alternative APN	`1410761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,416 sqft (0.193 acres)
Lot Dimensions	153 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	129 HUMMINGBIRD LOOP E
City	OWENSBORO
State	KY
Zip	42301-0258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	129 HUMMINGBIRD LP E
Legal Subdivision	AUDUBON ACRES
Legal Lot Number	17
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2016
Census Tract	1300

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2007	Deed of Trust, Mortgage · ARM H & H FINANCIAL GROUP LLC
Apr 25, 2007	Deed of Trust, Mortgage · Line of Credit H & H FINANCIAL GROUP LLC
Jul 3, 2008	Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO
Apr 18, 2006	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001570/539
Date	Apr 25, 2007
Book Page	1570/539
Instrument	2007-00006655

Lender

Name	H & H FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	NEWBURGH, IN 47630

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 1, 2012
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Max Rate	11.3%

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001570/560
Date	Apr 25, 2007
Book Page	1570/560
Instrument	2007-00006656

Lender

Name	H & H FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	NEWBURGH, IN 47630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001648/579
Date	Jul 3, 2008
Book Page	1648/579
Instrument	2008-00011224

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 19, 2018

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	Apr 18, 2006
Property Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258
Document Number	000815/277
Book / Page	0815 / 277
Map Reference	DD421 PG459
Instrument Date	Apr 14, 2006
Instrument	00006748
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HUMMINGBIRD LOOP E, OWENSBORO, KY 42301-0258

Mortgage

Document Number	001499/225
Date	Apr 18, 2006
Book Page	1499/225
Instrument	0006749

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2026

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,800 (-)	$139,800 (-)
2025	$1,440.00 (+381.61%)	$139,800 (-) Land $20,000 Building $119,800	$139,800 (-) Land $20,000 Building $119,800
2023		$139,800 (+23.06%)	$139,800 (+23.06%)
2022	$299.00	$113,600	$113,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities.

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