129 Howard St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 129 Howard St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 3,574 sqft · built 1888
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2015)
Tax Bill	$9,984 (2025)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:536 L:22`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:536 L:22`
Alternative APN	`536022000000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,574 sqft Living Area
Gross Area	4,953 sqft
1st Floor Area	1,777 sqft
Basement Area	1,253 sqft
Unfinished Basement	1,253 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	536022000000000
Street Address	129 HOWARD ST
City	KEENE
State	NH
Zip	03431-2918
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MD
Legal Lot Number	22
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2011
Census Tract	971300

Owner

129 Howard St, a duplex, is owned by an individual who bought it in June 2015.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	777 ROUTE 63, SPOFFORD, NH 03462-4007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Book / Page	2906 / 623
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	129 HOWARD ST, KEENE, NH 03431-2918
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003195-686
Date	Dec 23, 2021
Book Page	3195/686
Instrument	2114071

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 129 Howard St was $9,984, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,984.00 (+3.92%)	$290,500 (-) Land $40,000 Building $250,500
2024	$9,607.00 (+3.7%)	$290,500 (-) Land $40,000 Building $250,500
2023	$9,264.00 (+2.77%)	$290,500 (-) Land $40,000 Building $250,500
2022	$9,014.00	$290,500 Land $40,000 Building $250,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000