Lancaster County property record for 129 Hemlock Rd, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,376 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,900 (Dec 2002) |
| Tax Bill | $7,403 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-31411-0-0000 |
| Primary APN | 260-31411-0-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 4,544 sqft |
| 1st Floor Area | 1,624 sqft |
| Upper Floors Area | 752 sqft |
| Basement Area | 1,624 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Saltbox |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Propane |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 129 HEMLOCK RD |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 129 HEMLOCK RD |
| Legal Subdivision | ESHELMAN ACRES |
| Legal Lot Number | 11 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12200 |
129 Hemlock Rd is owned and occupied by two individuals who bought it in December 2002.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 HEMLOCK RD, EPHRATA, PA 17522-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| May 21, 2019 | Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2002 · Amount on File |
| Deed Sale | Dec 26, 2002 · Amount on File |
| Deed Document Number | 20025140564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 129 HEMLOCK RD, EPHRATA, PA 17522-2111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0006624009 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 6624009 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 129 HEMLOCK RD, EPHRATA, PA 17522-2111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006458182 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 6458182 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 129 Hemlock Rd was $7,403 with a homeowner's exemption, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,800 Land $47,400 Building $254,400 | $301,800 Land $47,400 Building $254,400 | |
| 2025 | $7,403.00 (+2.29%) | ||
| 2024 | $7,237.00 | $301,800 Land $47,400 Building $254,400 | |
| 2018 | $301,800 Land $47,400 Building $254,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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