Rutherford County property record for 129 Grace St, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1972 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1655063 |
| Primary APN | 1655063 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Heated Area |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Flooring | Wood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Deck Area | 170 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Street Address | 129 GRACE ST |
|---|---|
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-2 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960502 |
129 Grace St is owned by an individual who bought it in March 2023.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 LOIS LN, FLAT ROCK, NC 28731-9709 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Deed Document Number | 0020693584 |
| Deed Book / Page | 2069 / 3584 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Mar 2, 2023 |
| Property Address | 129 GRACE ST, RUTHERFORDTON, NC 28139-2203 |
| Document Number | 0020693584 |
| Book / Page | 2069 / 3584 |
| Instrument Date | Feb 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 US HIGHWAY 74 BUSINESS, BOSTIC, NC 28018-6701 |
| Name | Verified Name |
|---|---|
| Address | 207 LOIS LN, FLAT ROCK, NC 28731-9709 |
| Document Number | 0020693587 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2069/3587 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Rutherfordton Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $178,700 Land $12,500 Building $166,200 | $178,700 Land $12,500 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Grace St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2018–2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Grace St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
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