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129 Gaines Rd, Covington, TN 38019 Property Records

Tipton County property record for 129 Gaines Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1943
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$12,000 (Mar 2015)
Tax Bill$148 (2025)
Deeds & MortgagesJan 2023 Transfer
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN084007 02000

Property Details

APN / Parcel Number

Primary APN084007 02000
Alternative APN
  • 007 02000

Interior

Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions100 ft deep x 250 ft wide
TerrainRolling
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address129 GAINES RD
CityCOVINGTON
StateTN
Zip38019-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAR
Legal DescriptionDISTRICT: 01, COUNTY AREA: C64
Legal SubdivisionWILLIAM FARMER PROPERTY
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1000
Census Tract40602

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address992 WAITS RD, BURLISON, TN 38015-6308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Intrafamily Transfer, Transfer
Nov 16, 2020Deed of Trust, Mortgage
VANDERBILT MTG & FIN
Dec 11, 2020Correction Deed, Transfer
FAYETTE COUNTY TITLE
Apr 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2015 · Amount on Record
Deed SaleMar 23, 2015 · Amount on Record
Prior SaleFeb 22, 1985
Deed Document Number2015184209
Deed Book / Page1649 / 636
Last Transfer DateJan 9, 2023
Transfer Doc0001987878
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTIPTON TN
Recording DateJan 10, 2023
Property Address129 GAINES RD, COVINGTON, TN 38019-4303
Document Number0001987878
Book / Page1987 / 878
Instrument DateJan 9, 2023
Instrument263290
Transaction TypeTransfer
Record UpdatedJan 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address992 WAITS RD, BURLISON, TN 38015-6308

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address129 GAINES RD, COVINGTON, TN 38019-4303
Document Number1874988
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyFAYETTE COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGAINES RD COVINGTON TN 38019, COVINGTON, TN 38019

Mortgage

Document Number1874988
DateDec 11, 2020
Book Page001874/000988
Instrument239711
Lender
NameVANDERBILT MTG & FIN
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
AmountAmount Recorded
Term300 Months
DueDec 10, 2045

December 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionTIPTON TN
Recording DateDec 11, 2020
Property Address129 GAINES RD, COVINGTON, TN 38019-4303
Document Number1874985
Book / Page001874 / 000985
Instrument DateNov 12, 2020
Instrument239710
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyFAYETTE COUNTY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 HOLLYGOVE RD COVINGTON TN 38019, COVINGTON, TN 38019

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateApr 30, 2020
Property Address129 GAINES RD, COVINGTON, TN 38019-4303
Document Number1841904
Book / Page001841 / 000904
Instrument DateApr 9, 2020
Instrument232833
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 HOLLY GROVE RD COVINGTON TN 380193640, COVINGTON, TN 38019-3640

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateAug 31, 2018
Property Address129 GAINES RD, COVINGTON, TN 38019-4303
Document Number1771776
Book / Page001771 / 000776
Instrument DateAug 10, 2018
Instrument216623
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address129 GAINES RD COVINGTON TN 380194303, COVINGTON, TN 38019-4303

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148.00 (+4.96%)$9,700 (-) Land $4,200 Building $5,500
2023$9,700 Land $4,200 Building $5,500
2022$141.00
2020$38,800 Land $16,800 Building $22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000

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