Tate County property record for 129 Franks Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,093 sqft · built 1978 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112 04 0000300 |
| Primary APN | 112 04 0000300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,093 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 129 FRANKS RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 |
| Legal Range | 09 |
| Legal Township | 05 |
| Legal Section | 04 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950301 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 FRANKS RD, COLDWATER, MS 38618-6763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jun 1, 2026 |
| Property Address | 129 FRANKS RD, COLDWATER, MS 38618-6763 |
| Document Number | 2026007901 |
| Book / Page | 2026 / 7901 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 129 FRANKS RD, COLDWATER, MS 38618-6763 |
| Document Number | 2026007901, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 2026/7901 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+19.39%) | $15,534 (+25.55%) Land $3,500 Building $12,034 | $155,341 (+25.55%) Land $35,000 Building $120,341 |
| 2023 | $1,341.00 | $12,373 Land $3,500 Building $8,873 | $123,729 Land $35,000 Building $88,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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