Norfolk County and Franklin Town City property record for 129 Forest St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1980 |
| Lot Size | 0.926 acres (40,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2020) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Apr 2026 Second Mortgage Jul 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-021 |
| Primary APN | 24-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 2,076 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,350 sqft (0.926 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 24-021 |
|---|---|
| Street Address | 129 FOREST ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 442201 |
129 Forest St is owned and occupied by two individuals who bought it in July 2020.
Source: Norfolk County and Franklin Town City records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEAN COOPERATIVE BANK |
| Jul 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK |
| Jul 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on File |
| Deed Sale | Jul 24, 2020 · Amount on File |
| Prior Sale | Oct 2, 2014 · Amount on File |
| Deed Document Number | 202072974 |
| Deed Book / Page | 38132 / 243 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 038132-243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Document Number | 00043055-8 |
| Book / Page | 43055 / 8 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202624749 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Document Number | 0000024749, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 43055/8 |
| Instrument | 202624749 |
| Name | DEAN COOPERATIVE BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041868-350 |
|---|---|
| Date | Jul 3, 2024 |
| Book Page | 41868/350 |
| Instrument | 41992 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jul 24, 2020 |
| Property Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Document Number | 38132-243 |
| Book / Page | 38132 / 243 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 72974 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 FOREST ST, FRANKLIN, MA 02038-2525 |
| Document Number | 72975 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 72975 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 129 Forest St was $6,204, up 11.6% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,204.00 (+11.62%) | $533,900 (+13.26%) Land $248,900 Building $285,000 | $462,080 (+12.15%) |
| 2024 | $5,558.00 (-2.54%) | $471,400 (+3.99%) Land $248,900 Building $222,500 | $412,015 |
| 2023 | $5,703.00 | $453,300 Land $250,900 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Forest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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