129 Falling Spring Rd, Clyde, NC 28721 Property Records

Haywood County property record for 129 Falling Spring Rd, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1993
Square Footage	1,116 sqft Heated Area
Lot Size	71,874 sqft (1.65 acres)
Occupancy	Owner Occupied
Last Sale	$415,000 (2023)
Tax Bill	$2,112.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8636-06-3811`
Alternative APNs	`194119` `280798`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,116 sqft Heated Area
Gross Area	2,259 sqft Gross Area
1st Floor	1,116 sqft 1st Floor
Upper Floors	927 sqft Upper Floors
Basement Area	1,332 sqft Basement
Unfinished Basement	1,332 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Material	Asphalt Roof
Lot Area	71,874 sqft (1.65 acres)

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	280798
Street Address	129 FALLING SPRING RD
City	CLYDE
State	NC
Zip	28721-8413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#24-25 SUNSET COVE
Legal Subdivision	SUNSET COVE
Legal Unit	24
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	2
Census Block	2049
Census Tract	920502

Owner

Source: Haywood County records · APN 8636-06-3811

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	129 FALLING SPRING RD, CLYDE, NC 28721-8413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Jan 08, 2008 · Amount on Record
Deed Doc Number	20239290
Deed Book / Page	1096 / 2137
Record Refreshed	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 26, 2023
Property Address	129 FALLING SPRING RD, CLYDE, NC 28721-8413
Document Number	0010962137
Book / Page	1096 / 2137
Map Reference	CAB C SL 461
Instrument Date	Oct 26, 2023
Instrument	2023009290
Transaction Type	Transfer
Record Updated	Nov 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 FALLING SPRING RD, CLYDE, NC 28721-8413

Mortgage

Document Number	2023009291
Date	Oct 26, 2023
Instrument	2023009291

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2028
Change Frequency	5 Years
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year CMT
Margin	2
Max Rate	12.8%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,500 (-) Land $52,300 Building $248,200
2025	$2,112.00	$300,500 (-) Land $52,300 Building $248,200	$300,500 (-) Land $52,300 Building $248,200
2023		$300,500 Land $52,300 Building $248,200	$300,500 (-) Land $52,300 Building $248,200
2021			$300,500 Land $52,300 Building $248,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.