Warren County property record for 129 Emerald Ct, Smiths Grove, KY 42171
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,500 (Jan 2017) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080A-71A-030 |
| Primary APN | 080A-71A-030 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Account Number | C0002747 |
|---|---|
| Street Address | 129 EMERALD CT |
| City | SMITHS GROVE |
| State | KY |
| Zip | 42171-9459 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT:30 SUBD:THE MEADOWS AT SMITHS GR |
| Legal Subdivision | THE MEADOWS AT SMITHS GR |
| Legal Lot Number | 30 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | SMITHS GROVE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11600 |
129 Emerald Ct, vacant land, is owned and occupied by two individuals who bought it in January 2017.
Source: Warren County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 EMERALD CT, SMITHS GROVE, KY 42171-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Dec 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2017 · Amount on File |
| Deed Sale | Jan 1, 2017 · Amount on File |
| Deed Document Number | 0001113760 |
| Deed Book / Page | D1113 / 760 |
| Prior Transfer Date | Mar 22, 2016 |
| Prior Transfer Doc | 904265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 129 EMERALD CT, SMITHS GROVE, KY 42171-9459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M2627/429 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | M2627/429 |
| Instrument | 934761 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 129 EMERALD CT, SMITHS GROVE, KY 42171-9459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M3056/202 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | M3056/202 |
| Instrument | 1162400 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 129 EMERALD CT, SMITHS GROVE, KY 42171-9459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2846/369 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | M2846/369 |
| Instrument | 983704 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 129 Emerald Ct was $1,932.
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 | $210,000 | $210,000 |
| 2023 | $1,962.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Emerald Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Emerald Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Rural Telecommunications Cooperative, Windstream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures