129 Elm St, Winsted, CT 06098 Property Records

Winchester Town property record for 129 Elm St, Winsted, CT 06098

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,641 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Jun 2021)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
APN	`WINC M:110 B:050 L:012`

Property Details

APN / Parcel Number

Primary APN	`WINC M:110 B:050 L:012`
Alternative APNs	`WSTR M:110 B:050 L:012` `4820`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,641 sqft Living Area
Gross Area	6,384 sqft
1st Floor Area	1,486 sqft
Attic	Attic
Attic Area	1,490 sqft
Basement Area	1,486 sqft
Unfinished Basement	1,486 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4820
Street Address	129 ELM ST
City	WINSTED
State	CT
Zip	06098-1626
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	50
Legal Lot Number	12
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	320101

Owner

129 Elm St, a duplex, is owned and occupied by an individual who bought it in June 2021.

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	129 ELM ST, WINSTED, CT 06098-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Deed Document Number	20211126980002
Deed Book / Page	461 / 585
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 14, 2021
Property Address	129 ELM ST, WINSTED, CT 06098-1626
Document Number	000461-585
Book / Page	461 / 585
Instrument Date	Jun 11, 2021
Instrument	1126980002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ELM ST, WINSTED, CT 06098-1626

Mortgage

Document Number	1126990014
Date	Jun 14, 2021
Instrument	1126990014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00	$175,420 (-) Land $24,640 Building $150,780	$122,794 Land $17,248 Building $105,546
2024	$5,117.00 (+10.54%)
2023	$4,629.00 (+25.41%)	$175,420 (+59.41%) Land $24,640 Building $150,780
2022	$3,691.00	$110,040 Land $17,850 Building $92,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 129 Elm St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20