Madison County property record for 129 Echo Ln, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,160 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,761 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-10-0-003-004.000 |
| Primary APN | 06-02-10-0-003-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 615877 |
|---|---|
| Street Address | 129 ECHO LN |
| City | TONEY |
| State | AL |
| Zip | 35773-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 10 T2S R2W COMM AT THE CEN OF THE E BDRY OF SEC 10 TH E 133 FT TH S 35 FT TH S 200 FT TO THE POB TH S ALG THE W ROW MAR O |
| Legal Range | 02W |
| Legal Township | 02S |
| Legal Section | 10 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10502 |
Source: Madison County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2515 EXCALIBUR DR SE, HUNTSVILLE, AL 35803-1805 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 10, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 6, 2017 | Grant Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 |
| Deed Sale | Aug 15, 2023 |
| Prior Sale | Aug 22, 2007 · Amount on Record |
| Deed Document Number | 2020-00018132 |
| Prior Transfer Date | Mar 10, 2020 |
| Prior Transfer Doc | 2020-00018132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 129 ECHO LN, TONEY, AL 35773-5709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2515 EXCALIBUR DR SE, HUNTSVILLE, AL 35803-1805 |
| Document Number | 0000134979 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | MTG 2023/134979 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 10, 2020 |
| Property Address | 129 ECHO LN, TONEY, AL 35773-5709 |
| Document Number | 0000018132 |
| Instrument Date | Nov 23, 2019 |
| Instrument | 18132 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 ECHO LN TONEY AL 357735709, TONEY, AL 35773-5709 |
| Document Number | 18133 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 18133 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 6, 2017 |
| Property Address | 129 ECHO LN, TONEY, AL 35773-5709 |
| Document Number | 0000318060 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 318060 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3761 SHALLOW CT MARIETTA GA 300664601, MARIETTA, GA 30066-4601 |
| Document Number | 318070 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 318070 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2047 |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,761.00 (+4.14%) | $48,660 (+4.11%) Land $5,000 Building $43,660 | $243,300 (+4.11%) Land $25,000 Building $218,300 |
| 2023 | $1,691.00 (+20.01%) | $46,740 (+20.4%) Land $5,000 Building $41,740 | $233,700 (+20.4%) Land $25,000 Building $208,700 |
| 2022 | $1,409.00 | $38,820 Land $2,600 Building $36,220 | $194,100 Land $13,000 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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