129 E Village Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 129 E Village Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,145 sqft · built 1973
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$3,428 (2024)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-203-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-203-005.000-018`
Alternative APN	`1709230203005000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
1st Floor Area	1,157 sqft
2nd Floor Area	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	175 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230203005000
Street Address	129 E VILLAGE DR
City	CARMEL
State	IN
Zip	46032-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 4, LOT 91, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	AN ADDITION IN HAMILTON
Legal Block	4
Legal Lot Number	91
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3012
Census Tract	110906

Owner

129 E Village Dr is owned and occupied by an individual who acquired it in January 2013.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	129 E VILLAGE DR, CARMEL, IN 46032-1157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013
Deed Sale	Jan 30, 2013
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	2013006039
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	129 E VILLAGE DR, CARMEL, IN 46032-1157
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017037638
Date	Aug 3, 2017
Instrument	2017037638

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	129 E VILLAGE DR, CARMEL, IN 46032-1157
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017037637
Date	Aug 3, 2017
Instrument	2017037637

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,500 (+14.85%) Land $86,300 Building $284,200	$370,500 (+14.85%) Land $86,300 Building $284,200
2024	$3,428.00 (-3.16%)	$322,600 (-5.31%) Land $86,300 Building $236,300	$322,600 (-5.31%) Land $86,300 Building $236,300
2023	$3,540.00 (+7.8%) Homeowner's exemption	$340,700 (+17.4%) Land $86,300 Building $254,400	$340,700 (+17.4%) Land $86,300 Building $254,400
2022	$3,284.00	$290,200 Land $86,300 Building $203,900	$290,200 Land $86,300 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 E Village Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 E Village Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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