129 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 129 E Main St, Lamoni, IA 50140

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,900 sqft · built 1900
Lot Size0.068 acres (2,996 sqft)
Owner2 Individual Names on Record
Tax Bill$1,964 (2024)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1311129012

Property Details

APN / Parcel Number

Primary APN1311129012

Interior

Units4 Units
Building Area3,900 sqft Building Perimeter

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area2,996 sqft (0.068 acres)

Location & Zoning

Street Address129 E MAIN ST
CityLAMONI
StateIA
Zip50140-1241
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionO.T. E 30' OF W 1/2 LOT 1 & E30' OF W 1/2 LOT 2 BLK 12 TRAMMELL INS ON E) (CHURCH BOOKKEEPING & TAX SER VICE ON WEST)
Legal SubdivisionORIGINAL TOWN
Legal Block12
Legal Lot Number1-2
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2042
Census Tract960200

Owner

Source: Decatur County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address229 W LINCOLN ST, LAMONI, IA 50140-1724
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR IA
Recording DateSep 15, 2017
Property Address129 E MAIN ST, LAMONI, IA 50140-1271
Document Number02017/1081
Book / Page2017 / 1081
Instrument DateSep 15, 2017
Instrument2017-1081
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 W LINCOLN ST, LAMONI, IA 50140-1724

Mortgage

Document Number02017/1083
DateSep 15, 2017
Book Page2017/1083
Instrument2017-1083
Lender
NameBTC BANK
TypeBank
AddressLAMONI, IA 50140
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 10, 2027

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122,190 (+46.33%) Land $13,830 Building $108,360$122,190 (+46.33%) Land $13,830 Building $108,360
2024$1,964.00 (-3.73%)
2023$83,505 (+22%) Land $9,878 Building $73,627$83,505 (+22%) Land $9,878 Building $73,627
2022$68,447 Land $8,097 Building $60,350
2021$2,040.00$68,447 Land $8,097 Building $60,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

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