Hamilton County property record for 129 E Laredo Way N, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,644 sqft · built 1993 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $718,200 (May 2026) |
| Tax Bill | $4,906 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-14-306-003.000-015 |
| Primary APN | 29-09-14-306-003.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 4,663 sqft |
| 1st Floor Area | 3,781 sqft |
| Attic | Attic |
| Attic Area | 416 sqft |
| Basement Area | 721 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 882 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 129 E LAREDO WAY N |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .40, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 10, LOT 542 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 14 |
| Legal Subdivision | VILLAGE FARMS SECTION 10 |
| Legal Block | 10 |
| Legal Lot Number | 542 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 110404 |
129 E Laredo Way N is owned and occupied by two individuals who bought it in May 2026.
Source: Hamilton County records, as of June 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 E LAREDO WAY N, CARMEL, IN 46032-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Deed Document Number | 202623792 |
| Prior Transfer Date | Jun 19, 2025 |
| Prior Transfer Doc | 0000024167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 28, 2026 |
| Property Address | 129 E LAREDO WAY N, CARMEL, IN 46032-5167 |
| Document Number | 0000023792 |
| Instrument Date | May 27, 2026 |
| Instrument | 202623792 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | SUMMA TITLE, SUMMIT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 E LAREDO WAY N, CARMEL, IN 46032-5167 |
| Document Number | 0000023793, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202623793 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 129 E LAREDO WAY N, CARMEL, IN 46032-5167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000067276 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020067276 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $451,800 Land $91,800 Building $360,000 | $451,800 Land $91,800 Building $360,000 | |
| 2024 | $4,906.00 (+3.15%) | ||
| 2023 | $4,756.00 (+6.64%) Homeowner's exemption | $418,400 (+10.31%) Land $70,200 Building $348,200 | $418,400 (+10.31%) Land $70,200 Building $348,200 |
| 2022 | $4,460.00 Homeowner's exemption | $379,300 Land $70,200 Building $309,100 | $379,300 Land $70,200 Building $309,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 E Laredo Way N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 129 E Laredo Way N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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