129 E Fork Skaggs Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 129 E Fork Skaggs Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Lot Size	6.9 acres (300,564 sqft)
Owner	Individual Name on Record
Last Sale	$153,850 (Mar 2018)
Tax Bill	$943 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-00-044.17`

Property Details

APN / Parcel Number

Primary APN	`034-00-044.17`
Alternative APNs	`1729301` `169601`

Exterior

Lot Area	300,564 sqft (6.9 acres)

Location & Zoning

Account Number	169601
Street Address	129 E FORK SKAGGS RD
City	MOUNT VERNON
State	KY
Zip	40456-8487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3B (6.9 ACRES) & HOUSE
Legal Lot Number	3B
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3048
Census Tract	950202

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 3, 2018	Deed, Transfer · VA Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2018 · Amount on Record
Deed Sale	Mar 3, 2018 · Amount on Record
Deed Document Number	148972
Deed Book / Page	D264 / 193
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M321/363
Date	Oct 11, 2021
Book Page	M321/363
Instrument	368654

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487

Mortgage

Document Number	00M319/539
Date	Aug 26, 2021
Book Page	M319/539
Instrument	368209

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 3, 2018
Property Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487
Document Number	00D264/193
Book / Page	D264 / 193
Map Reference	MB 4 PG 604 SL 832
Instrument Date	Feb 26, 2018
Instrument	148972
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 SCHOOL BOARD LN, MOUNT VERNON, KY 40456-6485

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	129 E FORK SKAGGS RD, MOUNT VERNON, KY 40456-8487

Mortgage

Document Number	0000148973
Date	Mar 3, 2018
Instrument	148973

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00 (-25.92%) Homeowner's exemption	$165,000 (+7.28%)	$165,000 (+7.28%)
2023	$1,273.00	$153,800	$153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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