129 E Cottage St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 129 E Cottage St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1870
Lot Size	0.12 acres (5,217 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Oct 2022)
Tax Bill	$8,939 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931-14-007`

Property Details

APN / Parcel Number

Primary APN	`931-14-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	894 sqft
2nd Floor Area	510 sqft
Basement Area	510 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,217 sqft (0.12 acres)
Lot Dimensions	110 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 E COTTAGE ST
City	CHAGRIN FALLS
State	OH
Zip	44022-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-60
Legal Description	18 B & M &S/L11 SP 0010 SEP
Legal Subdivision	CHAGRIN FALLS VILLAGE
Legal Block	M
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	4
Census Block	4011
Census Tract	195900

Owner

Source: Cuyahoga County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24481 DETROIT RD, 100, WESTLAKE, OH 44145-1580
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Jun 11, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20221011417
Prior Transfer Date	Oct 17, 1981
Prior Transfer Doc	3101000010
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 11, 2022
Property Address	129 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2730
Document Number	0000000417
Map Reference	VOL 31 PG 1
Instrument Date	Oct 6, 2022
Instrument	202210110417
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	OHIO REAL TITLE AGENCY LLC, OHIO REAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	24481 DETROT RD #10 # 10, 10, BROWNVILLE, ME

Mortgage

Document Number	0000000418
Date	Oct 11, 2022
Instrument	202210110418

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 11, 2020
Property Address	129 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2730
Document Number	0006110414
Instrument Date	Jun 2, 2020
Instrument	6110414
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 E COTTAGE ST CHAGRIN FALLS OH 440222730, CHAGRIN FALLS, OH 44022-2730

Mortgage

Document Number	6110415
Date	Jun 11, 2020
Instrument	6110415

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,939.00 (-1.14%) Homeowner's exemption	$146,650 (-) Land $31,920 Building $114,730	$419,000 (-) Land $91,200 Building $327,800
2024	$9,042.00 (+17.86%) Homeowner's exemption	$146,650 (+36.04%) Land $31,920 Building $114,730	$419,000 (+36.04%) Land $91,200 Building $327,800
2023	$7,672.00 (-5.46%) Homeowner's exemption	$107,800 (-) Land $19,110 Building $88,690
2022	$8,115.00 Homeowner's exemption	$107,800 Land $19,110 Building $88,690
2021			$308,000 Land $54,600 Building $253,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Windstream.

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