Spotsylvania County property record for 129 Durham Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1983 |
| Lot Size | 0.248 acres (10,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Aug 2026) |
| Tax Bill | $2,060 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A-24-267 |
| Primary APN | 22A-24-267 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Finished Area |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Shingles |
| Roof Material | Composition Shingle |
| Lot Area | 10,785 sqft (0.248 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 129 DURHAM DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | THE TIMBERS LOT 267 SEC 10 |
| Legal Subdivision | THE TIMBERS |
| Legal Lot Number | 267 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20110 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
129 Durham Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Spotsylvania County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 DURHAM DR, FREDERICKSBURG, VA 22407-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Apr 9, 2025 · Amount on File |
| Deed Document Number | 202613818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Aug 24, 2026 |
| Property Address | 129 DURHAM DR, FREDERICKSBURG, VA 22407-1709 |
| Document Number | 0000013818 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202613818 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,996.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 DURHAM DR, FREDERICKSBURG, VA 22407-1709 |
| Document Number | 0000013819, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202613819 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 129 DURHAM DR, FREDERICKSBURG, VA 22407-1709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0220002279 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 220002279 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Feb 1, 2043 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 129 Durham Dr was $2,060, up 13.2% from the year before.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,060.00 (+13.25%) | $279,500 (+12.79%) Land $155,000 Building $124,500 | |
| 2025 | $1,819.00 | $247,800 Land $125,000 Building $122,800 | $279,500 (+12.79%) Land $155,000 Building $124,500 |
| 2024 | $247,800 (+21.35%) Land $125,000 Building $122,800 | ||
| 2023 | $75.00 | $204,200 Land $95,000 Building $109,200 | $204,200 Land $95,000 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Durham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Durham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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