129 Downing Rdg, Madison, AL 35758 Property Records

Madison County property record for 129 Downing Rdg, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,070 sqft · built 2001
Lot Size0.418 acres (18,235 sqft)
Owner2 Individual Names on File
Last Sale$607,000 (May 2026)
Tax Bill$3,143 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-04-2-000-008.021

Property Details

APN / Parcel Number

Primary APN16-02-04-2-000-008.021
Alternative APNs
  • 377732
  • 601025

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,070 sqft Living Area
1st Floor Area3,070 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,235 sqft (0.418 acres)
Lot Dimensions182 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number601025
Street Address129 DOWNING RDG
CityMADISON
StateAL
Zip35758-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 BLK 1 WELLINGTON PH II A RESUB OF LOT 2 OF BLACHE W STINNETT PROPERTY & OTHER LANDS PB 38 PG 69
Legal Range02W
Legal Township04S
Legal Section04
Legal SubdivisionWELLINGTON PH II
Legal Block1
Legal Lot Number24
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1001
Census Tract11025

Owner

129 Downing Rdg is owned and occupied by two individuals who bought it in May 2026.

Source: Madison County records, as of June 8, 2026

Owner of Record2 Individual Names on File
Mailing Address206 DUBLIN CIR, MADISON, AL 35758-7413
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Prior SaleSep 28, 2012 · Amount on File
Deed Book / Page2026 / 23883
Prior Transfer DateSep 21, 2022
Prior Transfer Doc2022045599
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateMay 29, 2026
Property Address129 DOWNING RDG, MADISON, AL 35758-5603
Document Number2026023883
Book / Page2026 / 23883
Instrument DateMay 27, 2026
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$61,307.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 DUBLIN CIR, MADISON, AL 35758-7413

Mortgage

Document Number2026114447,
DateMay 29, 2026
Book Page2026/114447
Lender
NameUSAA FSB
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 129 Downing Rdg was $3,143 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,143.00 Homeowner's exemption$45,780 Land $6,500 Building $39,280$457,700 Land $65,000 Building $392,700
2023$2,949.00 (+13.03%) Homeowner's exemption$42,980 (+12.81%) Land $6,500 Building $36,480$429,700 (+12.78%) Land $65,000 Building $364,700
2022$2,609.00 Homeowner's exemption$38,100 Land $6,500 Building $31,600$381,000 Land $65,000 Building $316,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Downing Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Downing Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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