Cleveland County property record for 129 Dickson Rd, Lawndale, NC 28090
| Property Type | Single Family Home |
|---|---|
| Details | 2,090 sqft · built 1957 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,546 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34568 |
| Primary APN | 34568 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,090 sqft Finished Area |
| Basement Area | 1,045 sqft |
| Unfinished Basement | 1,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1319414 |
|---|---|
| Street Address | 129 DICKSON RD |
| City | LAWNDALE |
| State | NC |
| Zip | 28090-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA3 |
| Legal Description | .87 AC RD 1654 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950200 |
129 Dickson Rd is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 DICKSON RD, LAWNDALE, NC 28090-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| May 6, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 129 DICKSON RD, LAWNDALE, NC 28090-3400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017611631 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 1761/1631 |
| Instrument | 200010528 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 129 DICKSON RD, LAWNDALE, NC 28090-3400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018400759 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 1840/759 |
| Instrument | 200054794 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KINGS MOUNTAIN, NC 28086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 15, 2018 |
| Property Address | 129 DICKSON RD, LAWNDALE, NC 28090-3400 |
| Document Number | 0017671479 |
| Book / Page | 1767 / 1479 |
| Instrument Date | May 14, 2018 |
| Instrument | 200013570 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 COLUMNS CIR, 176, SHELBY, NC 28150-4866 |
| Name | Verified Name |
|---|---|
| Address | 129 DICKSON RD, FALLSTON, NC 28042 |
The 2026 property tax bill for 129 Dickson Rd was $1,546, up 5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Fallston Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,546.00 (+4.96%) | $215,098 (-) Land $15,934 Building $199,164 | $215,098 (-) Land $15,934 Building $199,164 |
| 2025 | $1,473.00 | $215,098 Land $15,934 Building $199,164 | $215,098 Land $15,934 Building $199,164 |
| 2023 | $153,357 Land $13,278 Building $140,079 | $153,357 Land $13,278 Building $140,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Dickson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Dickson Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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