129 Dewey Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 129 Dewey Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,745 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$730,230 (Sep 2018)
Tax Bill	$10,316 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-010-90247774`

Property Details

APN / Parcel Number

Primary APN	`06-010-90247774`
Alternative APNs	`6-010-90247774` `01090247774`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,745 sqft Living Area
Gross Area	3,185 sqft
1st Floor Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	01090247774
Street Address	129 DEWEY DR
City	ANNAPOLIS
State	MD
Zip	21401-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 10 BK 13 ADMIRAL HEIGHTS
Legal Subdivision	ADMIRAL HEIGHTS
Legal Block	13
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4039
Census Tract	706600

Owner

129 Dewey Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit ESSEX BANK
Sep 5, 2018	Deed, Transfer · ARM INTERCOASTAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Book / Page	32454 / 21
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0031435359
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2026
Property Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Document Number	4231000368
Book / Page	42310 / 368
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254

Mortgage

Document Number	4231000368,
Date	May 4, 2026
Book Page	42310/368

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395120268
Date	Mar 13, 2023
Book Page	39512/268

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 3, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	QUIET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254

Mortgage

Document Number	0351880124
Date	Sep 9, 2020
Book Page	35188/124

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	QUIET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254

Mortgage

Document Number	0351880143
Date	Sep 9, 2020
Book Page	35188/143

Lender

Name	ESSEX BANK
Type	Bank
Address	CROFTON, MD 21114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 5, 2018
Property Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254
Document Number	0324540021
Book / Page	32454 / 021
Map Reference	MB22 FO41 PL1043
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE INS ACGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,953.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 DEWEY DR, ANNAPOLIS, MD 21401-2254

Mortgage

Document Number	0003245426
Date	Sep 5, 2018
Instrument	32454/26

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 129 Dewey Dr was $10,316 with a homeowner's exemption, up 5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,000 (+6.88%) Land $365,200 Building $437,800	$803,000 (-) Land $365,200 Building $437,800
2025	$10,316.00 (+4.98%) Homeowner's exemption	$751,333	$803,000 Land $365,200 Building $437,800
2024	$9,827.00 (+5.61%)
2023	$9,305.00 Homeowner's exemption	$648,000 Land $261,200 Building $386,800	$648,000 Land $261,200 Building $386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Dewey Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Dewey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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